Federal Aid & State Aid

There are a variety of sources for student financial aid. The majority of aid comes from the federal government. Some states, including Georgia, have aid for just the students within the state. Here is a chart of the aid from the federal and state government, how to apply, when to apply and each type of aid is linked to additional information about the aid.

 

 State-Aid

Name	Application	When to apply	Where can the money be used
HOPE Scholarship	GSFAPPS/FAFSA	Senior year	Eligible Colleges & Universities
Zell Miller Scholarship	GSFAPPS/FSFSA	Senior year	Eligible Colleges & Universities
REACH Georgia	Become a REACH Scholar	7th grade	REACH-Eligible Institutions
HERO Scholarship	Georgia HERO Application	No later than two years after gaining eligibility	Eligible Colleges & Universities
HOPE Grant	GSFAPPS/FAFSA	As early as possible	Eligible Colleges & Universities
Zell Miller Grant	GSFAPPS/FAFSA	As early as possible	Eligible Colleges & Universities
HOPE GED Grant	GSFAPPS/FAFSA	As early as possible	Eligible Colleges & Universities
HOPE Career Grant	GSFAPPS/FAFSA	As early as possible	Eligible Colleges & Universities
Tuition Equalization Grant (TEG)	GSFAPPS/FAFSA	Each college sets deadline dates	Eligible Colleges & Universities
University of North Georgia ROTC Grant and ROTC Grant for Future Officers	ROTC Grant application and ROTC for Future Officers application	The college sets deadline dates	University of North Georgia
Public Safety Memorial Grant	Public Safety Memorial Grant application	As early as possible	Eligible Colleges & Universities
Dual Enrollment	Three sections (Student & Parent/Guardian, High School/Home Study and Postsecondary Institution)	Starting freshman year of high school	Eligible Colleges & Universities
Student Access Loan (SAL)	Student Access Loan application and FAFSA	The summer before the fall in which you are requesting the loan	Eligible Colleges & Universities
Scholarship for Engineering Education Program (SEE)	The Scholarship for Engineering Education Loan Application	Starting sophomore year	Mercer University
University of North Georgia Military Scholarship Loan Program	University of North Georgia Military Scholarship Loan Program application	Senior year	University of North Georgia
Georgia Military College State Service Scholarship Loan Program	Georgia Military College State Service Scholarship application	Senior year	Georgia Military College
Georgia National Guard Service Cancelable Loan	Georgia National Guard Service Cancelable Loan application	Senior year	Eligible Colleges & Universities

 

Federal Aid

This money can be used at public and private colleges and universities across the nation.

Name	Application	When to apply	Repayment necessary?
Pell Grant	FAFSA	Oct 1st prior to fall enrollment	No*
Federal Supplemental Educational Opportunity Grant (FSEOG)	FAFSA	Oct 1st prior to fall enrollment and before Priority Consideration Deadline	No*
Work Study	FAFSA and application at the school	Oct 1st prior to fall enrollment and before Priority Consideration Deadline	No
Student Loans	FAFSA	Oct 1st prior to fall enrollment	Yes
Parent PLUS Loans	FAFSA and credit check	Oct 1st prior to fall enrollment	Yes

* - Typically this does not have to be repaid. However, if you withdraw from classes, repayment for that disbursement may be required.