Page 1 Page 2 Page 3 Page 4 Page 5 Page 6 Page 7 Page 8 Page 9 Page 10 Page 11 Page 12 Page 13 Page 14 Page 15 Page 16 Page 17 Page 18 Page 19 Page 20 Page 21 Page 22 Page 23 Page 24 Page 25 Page 26 Page 27 Page 28 Page 29 Page 30 Page 31 Page 32 Page 33 Page 34 Page 35 Page 36 Page 37 Page 38 Page 39 Page 40 Page 41 Page 42 Page 43 Page 44 Page 45 Page 46 Page 47 Page 48 Page 4935 The key factors in determining your financial aid package are the cost of attendance (COA) and your Expected Family Con- tribution (EFC). EFC is what, based on the financial aid forms you submitted (FAFSA, GSFAPPS), your family is estimated to reasonably contribute to your COA. With this information schools determine your need-based and non-need based aid. CALCULATINGYOUR FINANCIAL NEED Cost of Attendance (COA) — Expected Family Contribution (EFC) = Financial Need CALCULATINGYOUR NON-NEED BASED AID Cost of Attendance (COA) — Financial Aid Awarded So Far = Eligibility for Non-need based Aid How Your Financial Aid Award is Calculated