Graduated Repayment Plan
Repayment Type |
Information |
Eligible Loans |
Monthly Payments |
Quick Comparison |
This plan starts with lower payments that increase every two years. |
Direct Subsidized and Unsubsidized Loans --- Subsidized and Unsubsidized Federal Stafford Loans --- All PLUS loans |
Payments are made for up to 10 years (between 10 and 30 years for consolidation loans). |
You'll pay more for your loan over time than under the 10-year standard plan. |