Free Budgeting Resources for Young Adults
1. Free Budgeting Apps
- SoFi Insights– Tracks spending, sets budgets, and gives financial insights.
- Goodbudget – Uses the envelope system for smart spending.
- PocketGuard – Helps prevent overspending by showing how much is safe to spend.
2. Free Websites & Tools
- MyMoney.gov – U.S. government site with budgeting and financial planning tools.
- NerdWallet – Free budgeting calculators and money-saving tips.
- Practical Money Skills – Offers financial literacy games and resources.
3. Free Online Courses
- Khan Academy – Personal Finance – Covers budgeting, saving, and investing.
- Coursera – Financial Planning for Young Adults – A free course by the University of Illinois.
- edX – Finance for Everyone – Free personal finance courses from top universities.
4. Free Budget Templates & Worksheets
- Consumer.gov Budget Worksheet – Printable template to track income and expenses.
- Clever Girl Finance Free Budget Sheets – Simple tools to manage money.
- Microsoft Office & Google Sheets – Free budget templates available for Excel and Google Sheets.
5. Free Financial Literacy Programs
- National Endowment for Financial Education (NEFE) – Free budgeting guides and tools.
- Jump$tart Coalition – Free personal finance education for young adults.
- Smart About Money – Free courses and worksheets on budgeting and saving.
These resources can help you start budgeting without spending a dime!
